EverStellar Income Fund I
Targets steady, income-first returns through senior, secured real-estate loans
AT A GLANCE
• 10% preferred return
• Quarterly distributions (reinvest option available)
• 12-month initial term
• $100,000 minimum
• For accredited investors (see PPM)
WHO THIS FITS
• “I want potential double-digit returns with less market whiplash.”
Senior, secured loans prioritize income and sit ahead of equity in the stack.
• “I need more passive income (cash → cash flow).”
Interest accrues monthly; distributions typically quarterly with reinvest options.
• “I want diversification away from stocks.”
Real-estate-backed credit behaves differently than equities (collateral, payment priority).
• “Legacy & time freedom.”
Regular income that can be directed to savings or reinvested over time.
WHY NOW
• Private credit demand: borrowers value speed, certainty, and flexible structuring.
• Income-first approach: focus on senior, secured positions with collateral.
• Diversification: credit exposure distinct from public equities.
KEY TERMS (SUMMARY)
• Minimum Investment: $100,000
• Initial Period: 12 months
• Preferred Return: 10%, paid quarterly
• Structure: Senior, secured real-estate loans
• Reporting: Investor updates; annual K-1
• Reinvestment: Available per PPM
• Liquidity: As outlined in the PPM; this is an illiquid private offering
INVESTOR BENEFITS
• Founding Tier — 11% preferred return (first $2,000,000 accepted), paid quarterly
• Standard Tier — 10% preferred return after the first $2,000,000, paid quarterly
• Diversified strategy — short-term, senior, secured real-estate loans (see PPM)
• Defined 12-month term — simple, short duration
• Alignment — principals co-invest; where applicable, manager capital is positioned to absorb losses before LPs (see PPM)
• Transparency — regular updates and an annual K-1
Note: Founding Tier space is limited and allocated first-come, first-served based on completed subscription documents and funds received, per the PPM.
FAQ
Q: How do you manage risk and protect investor capital?
A: We invest primarily in senior, secured loans backed by real estate, underwrite conservatively, diversify across projects, and actively service loans. This structure prioritizes cash flow and places our position ahead of equity in the capital stack. Outcomes can vary, so please review the PPM for full details.
Q: How are returns taxed?
A: Investors typically receive a K-1. Many use SDIRAs/Solo 401(k)s for tax-advantaged or tax-deferred treatment. Consult your tax professional.
Q: What happens after 12 months?
A: You may seek to redeploy or redeem per the PPM’s terms and available capacity.
Q: Can non-accredited investors participate?
A: Generally no for publicly marketed offerings. In some structures, sophisticated investors may qualify. See the PPM.
Q: Who qualifies as an accredited investor?
A: You qualify if ANY one of these is true: (1) net worth over $1,000,000 excluding your primary home; (2) income over $200,000 (or $300,000 with a spouse/partner) in each of the last two years with the same expected this year; (3) certain FINRA licenses – Individuals who currently hold Series 7 (broker-dealer rep), Series 65 (investment adviser rep), or Series 82 (private placements rep) in good standing qualify as accredited investors under the SEC’s rule; or (4) qualifying entities (e.g., $5MM+ in assets). This is a brief summary of SEC Rule 501(a).
Q: I don’t have an SDIRA or Solo 401(k). Can I use retirement funds?
A: Yes. Our specialists will help you: (1) open an SDIRA or set up a Solo 401(k) if eligible, (2) transfer or rollover funds from an IRA or old 401(k)/403(b)/TSP, and (3) have the custodian fund your investment.
READY TO TAKE THE NEXT STEP?
fund managers
Advisory Board
